Frequently Asked Questions

You’ve got questions. We’ve got answers.

What type of financing does Opsana offer?

Opsana has established subsidized financing to address the unique requirements of patients in a convenient and easy application process.  We offer a simple credit line dedicated to support the procedures you desire.  Our financing is simple: a fixed rate interest, a fixed minimum payment, and no pre-payment penalty.

How much can I finance?

By completing an application, our skilled underwriters will manually review each application to maximize your credit availability. Opsana allows you to finance from $2,500 to over $100,000, depending on your qualifications and subject to approval.

How long does it take to receive a response to my application?

Most applications receive a decision in minutes, and generally no later than the next business day.

How do I apply?

Applying online is fast and easy. You can apply anytime on our website, 24/7, by clicking on the Apply Now button found on our homepage.  You can also call us at (855) 600-0077 and one of our US based customer service representatives can assist you in signing up.

How do I know if my doctor accepts Opsana?

Simply ask your doctor if they are currently partnered with Opsana. If they are not, we would be pleased to speak with them to explain the many benefits that working with Opsana would bring to their practice.

Is there a down payment?

A down payment may be required to cover some procedure upfront costs. Such costs may include, anesthetics, surgical materials, nurse staff, related professional staff, and elements required to help make your procedure as safe and comfortable as possible. 

Will my information be kept confidential?

Yes. Your privacy is very important and we guarantee all information provided to Opsana will be treated with the utmost respect and confidentiality.

How is my interest rate determined?

Your rate is determined by the amount financed, term selected, your credit history, and other information our underwriters may collect to help your approval.  We offer plans that extend as long as 84 months and rates as low as 8.99%.  All of our plans offer 30 days interest free and feature no hidden fees.  Not all plans are available in all provider offices. 

Who can apply?

Anyone who is over the age of 18, with a valid social security number, government issued photo ID, and place of residence in the U.S. is welcome to apply.

Can I use this account for future medical procedures?

Yes! As long as your account is in good standing and has available credit, it can be used for additional treatments.  As your payment history with Opsana grows, we can typically grow your available credit.